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(MUST READ) Reply From a CEO To a Lady Seeking "Rich Husband"

A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband. A young and pretty lady posted this on a popular forum:

Title:  What should I do to marry a rich guy?

I’m going to be honest of what I’m going to say here. I’m 25 this year. I’m very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above. You might say that I’m greedy, but an annual salary of $1M is considered only as middle class in New York. My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married? I wanted to ask, what should I do to marry rich persons like you? Among those I’ve dated, the richest is $250k annual income, and it seems that this is my upper limit. If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough. I’m here humbly to ask a few questions:

1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I’ve met a few girls who don’t have looks and are not interesting, but they are able to marry rich guys.
4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

-Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,

I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyze your situation as a professional investor. My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I’m not wasting time here. From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain. Put the details aside, what you’re trying to do is an exchange of “beauty” and “money” : Person A provides beauty, and Person B pays for it, fair and square. However, there’s a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can’t be prettier year after year. Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It’s not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later. By the terms we use in Wall Street, every trading has a position, dating with you is also a “trading position”. If the trade value dropped we will sell it and it is not a good idea to keep it for long term – same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or “leased”. Anyone with over $500k annual income is not a fool, we would not only date you, but will not marry you. I would advise that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income. This has better chance than finding a rich fool. Hope this reply helps.

CEO, J.P. Morgan 

But the truth of this is that the 25yr old just spoke a lot women's minds. She's just honest enough to voice it in words and be very specific about her wants.

Hahaha. I can't imagine the look on her face when she read that reply. *its not known for certain if this was actually written by James Dimon, CEO of JPMorgan Chase.


  1. "Not just normal depreciation but exponential depreciation" woah. There are some women whose beauty appreciates tho I.e Bianca, Agbani, Oluchi, phransea :D the guy is right tho most guys do not marry cos of beauty its more than that, except its someone going tru a midlife crisis and needs a stepford wife to boost his depreciating/non existent ego.

  2. I read her post sometime ago. What I simply did was hiss. But truly, if the truth will be told, it's what most girls want and like you said Thelma, she was just honest enough to voice in words or to have spelt it all out in writing. This is the first time I'm seeing the response and I'd say PERFECT!

  3. Who wants to marry a poor person (male or female) anyway. You guys know some people are mentally poor baa? I have a friend who is so rich yet so stingy even to herself. She is always looking for free meals and recharge card. In short free everything. And I don't mean having one million naira rich, she is way richer. It's irksome but I understand why she is so mentally poor. So dear-girl-who-wrote-this-letter better add a-man-who-loves-to-spend to your list.

  4. You see this is why there will never be gender equality. Some women don't realize that they can be the CEO instead of looking for one to marry or date. Mtcheeeeew.

  5. yadiydiyayayaya

  6. LOL, Ifesinachi pls introduce ur friend to our End of Year get together, lerus teash ha ow tu spend. What???
    A Lady being stingy to even herself?

    As for this JP Morgan, guy is harsh but what he said is WORD.
    Women with limited cash should offer more than their body to Rich guys or berra still, go n have ya own money!!!

  7. Indeed she spoke d mind of many e.g. Me i dont wanto marry poor man as my parents re not that rich ,not too rich but let him b able to supply my need.not too rich so he won't look outside,the moment i suspect money is now a barrier to our marriage i will pray for him to b poor.**wink**

    1. Oh my! Spencer I had to comment on your comment. Funniest comment ever.
      Ruthy I will try and invite. Ild lie to her that she would get free drinks.

    2. Both of you just cracked me up. Meanwhile spencer I thot you were a guy all along, no vex abeg

  8. Amen!!!! Ifesinachi is moving our ministry to the permanent site.
    Spencer ur too funny. Lol

  9. Please the babe is just being real. Who doesn't want that type of husband? I'm sure she will marry a rich man, women who know exactly what they want usually get it.

  10. You're my honeybunch, sugarplum
    Pumpy-umpy-umpkin, you're my sweetie pie
    You're my cuppycake, gumdrop your my
    Snoogums-boogums, you're the apple of my eye
    And I love you so and I want you to know
    That I'll always be right here
    And I love to sing this song to you
    Because you are so dear
    Thelma and. Ruth dis is for u as am jealous of u both

  11. Exponential depreciation.... choi, dis kind of depreciation is out of this world. I'm sure when she reads the guy's reply, she go hide weep small. But really, who wants to marry a poor man? As I am now, I am so not ready to eat rice 'without' with anybody, but that does not mean I should solely depend on a man. I got my thing going, marrying a comfortable or rich man will be the Nicon insurance on my personal hustle.

  12. I understand that she was brave enough to voice out what majority of women pray and wish for but I'm sure her question left staunch feminists with a bitter taste in their throats. How can you claim to want to be equal with men when your sole ambition is to marry a rich man?
    I'm sha grateful to her for that question because I really needed to read that reply. I've read it 3 times already because I need it to stick and it just strengthens my stance, a woman has to bring more than just looks and a banging body to the table before I can commit long term. I hate it when women think they can ask me for anything (mostly ridiculous) and get it just because they've got a pretty face and banging body.
    He might not be the CEO of jp Morgan but with the business smarts behind this comment he could claim to be anything and I'd believe him. Lol

  13. Hi Thelma and TT blog analysts, I'm new here (though been reading posts and comments for quite a while) and I'd say TT blog is a breathe of fresh air compared to others. Matured minds, good writing skills, great reads and interesting blog analysts are abound here. Thumbs up Thelma (permit me to call you by your first name). Now back to the above post, read it some months back on Myne Whitman Blog (Romancemeetslife) and was amazed by the reply from JD Morgan. Like seriously, I believe for ladies to attract wealthy guys they need to up their games (meaning work on their personality and earn a living by working). No man, in this present day/period where everyday living seems stressful and sometimes depressing will be willing to have a liability as a goes beyond beauty. It's the card we bring on the table that will make a wealthy man go for us. my 1cent


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