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7 Types Of People After MMM "Crashed".

Social media was flooded with news of the MMM crash yesterday. Just on Saturday morning, my friend  Mr Q called this lady friend of his who'd been trying to talk him into investing in MMM but he's just not the kind of person who'd put his money in that sort of thing. He called her to tell her he was hearing that some panic is being created in their MMM community and if she has cleared out her money. She became very animated, saying MMM can never crash, and the government is jealous and MMM has even increased the interest from 30% to 50% and MMM is infallible, it's not a ponzy scheme, it's here's to stay and it's only getting stronger and what not. In fact her boyfriend was with her and he took the phone from her and began to shout rather unnecessarily that MMM is a legitimate lifesaver and there's nothing anybody can do or say that can make MMM fail, the government can only try but it is them that will fail instead, people should leave them alone to do their MMM and nobody is forcing others to join. 

Two days later the MMM website froze. 

Mr Q called his lady friend and until now she's not taking his calls. 

Mr Q is gloating. He belongs to the first category of people post MMM crash.  

1. The Gloaters. The ones who are happy about the crash. The ones who kept on trying to warn MMM people that it's a ponzy scheme and an unsustainable one at that, like all ponzy schemes. These people are perversely overjoyed by this crash, it's almost amazing to watch. 

2. The Relieved. These are those people that were tempted to put their money in MMM but haven't because they either didn't have the money to or still had some reservations about the scheme. It also includes those who were planning to do so for the first time this month but hadn't gotten round to it. They're singing songs of praises right now. 

3. The Shamed. These are the MMM warriors who carried swords and amour and fought for the dignity of MMM, they are those who all but swore that MMM was the gospel and were willing to fight for what they believed in. They were those who sometimes even shamed those who refused to join MMM. Some of them began to adopt an air of arrogance and self-importance. And now that their Saviour has shamed them, they're.... well, shamed...

4. The Unshakable. These are the MMM people who just like the shamed, could swear on the altar of MMM but unlike the shamed, their faith in MMM is unshakable, it's unbreakable, it is unmovable! They believe  that come January 2017 things would go back to normal and are planning to pour even more money, and win even more souls for MMM. They are unshakable. 

5. The Nail-Biters. These people still have monies in MMM. They're mostly quiet during this period, maybe out of sorrow, maybe out of fear, maybe they're silent because they're mumbling fervent yet solemn prayers to God that nothing bad happens to their precious money so that they can jejely collect it back. These ones are unlikely to "reinvest" in MMM. 

6. The Indifferent. Those of us who just have and always will, when we hear MMM just go *blehhh*. 

7. Oh let's not forget the "Lucky Bastards". Those that cashed out just a few days to the crash. I think I've got a few friends who belong to this category. In fact, one of them who used to be on team #Unshakable told me just two weeks back that after her last payment she wouldn't be putting any more money back in because she thinks it's getting shaky. These ones are also "relieved". Lol. (Thanks Punintended). 

Just my humble observation. Did I miss any category? Please fill me in. Well Good news is it has not crashed per se. They say the site will come back up in January and things would go back to normal, or perhaps even better. Some people on the other hand say the same thing happened in South Africa in May and they're still waiting for the site to come back up. 

So do you belong to any of these categories? 


  1. Nah. You missed one group: The LUCKY BASTARDS. Those that cashed out just days before it crashed. I fall into this category. God steady looking out for his boy.

    What y'all don't understand is you're not paying money to MMM, you're paying directly to a beneficiary so every person lamenting, someone's at the other end thanking God.

    My brother even gave me some money to help him invest in it but I diverted his funds and promised to pay back in January. Dude was mad at me but yesterday after he heard mmm had crashed, he hit me up talmbout how God is sooo merciful. Smh

  2. I am number one all the way..πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‹.I feel MMM is going to Bounce back in January and then show all their customers pepper..
    Sasha Bone baby, hope you are fine?😘😘😘😘
    Oga Memphis,how body?πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚..TNHW

    1. Yes darl..#TeamMokuMogbeModaran (Team MMM)

    2. πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚..TNHW

    3. Immediately, I heard about MMM being frozen, sasha bone came to mind. How market, Sasha?

      Though it may come back in January, which I'd be surprised, the business foundation of MMM is not sustainable and is doomed to fail at some point in the future - just a matter of time. Sad, that the government cannot read the signs and think of some intervention measures or sustainable enterprise to establish and involve Nigerians in (to make for a judicious, sensible and profitable use of money).

    4. Nwanne m, market di bam. Ur MMM form is still with me. Infact everyone's MMM form is with me... #TeamMMM

    5. My dear Yetunde, body de inside cloth de wait make ndi MMM unfreeze. Na to naked dive my money o, no time...

    6. My category is not here oh... I put money in three different installment.
      And I was lucky to get 65% out, well, with the profit maybe 75%. I need my 25% sha... But I plan to provide help seeing as I still won't be paired till then, when I would still cash out...πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚

    7. πŸ˜‚πŸ˜‚πŸ˜‚...No time...TNHW

  3. Damn are just a meanie..see how you are just showing 'konsign'

    Well...I am in team 1....i told you so....the gloaters....yeslss...I am petty like that....lols


  4. Am one of the relieved ones ha ha ha ha I warned them dat d those dat will fall victims will be December rushers. Here we are.

  5. Favorite,shey you don't want me to be my brother's keeper ni?πŸ™„πŸ™„πŸ™„πŸ™„πŸ˜‹πŸ˜‹TNHW

    1. Lols

      Please go ahead oh....also be your sisters keeper too.


  6. Oh how I've missed my TTB!!
    Hahaha well put thelma. I Def belong to the Indifferent crew..I just hope it bounces back come January for those that claim it would.

  7. I am nos. 4 and 7. Mmm saved my life and no1 wud have handed me that money for free if I had asked. I used my money for it in my sound frame of mind and I'm so happy I did. I handle mine and my sis's accts so i GH for both accts on the 11th Dec, I got my payment the 12th. My sis got 80% of her payment on the 12th and can you believe that sum1 still paid her the remaining on that 13th morning. I guess that person had not read abt the freezing. lol. The thing is my sis wasn't happy that I GH on the 11th cos she wanted her mavro to be added yesterday before GH but now she is seriously thanking me. I didn't foresee anything happening, I just thot it was time to collect.
    Thing is, when mmm resumes in January I will put MY money in again let me know who will come and talk nonsense. It is my money and I can take wateva risk I like with it. Who economy epp?

    1. πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚
      You get mouth! πŸ™Œ And is not your fault ehn! πŸ˜‚ Because If to say nah your 1.7 million dey frozen, you go don humble!

      For some (stubborn) people's sake, I hope it comes back and people can get their capital at least.

    2. Dear Anonymous,

      We need to have lunch together come January..

      Yours sincerely,
      sasha bone

    3. It seems you guys ain't getting it. When it comes up in January are they going to pull funds from an account where it was kept to pay those who needs help
      ?People be wise this is common sense there ain't going to be any MMM in January or any time soon

    4. see anon and sasha having hope,ok now, i hope this lunch turns out well. maybel

    5. I love the mindset that mmm was made for...
      Just that most Nigerians don't have that mindset...
      They are full of a defeatist mindset.

  8. My prayers are with my friends who have their life savings in it hoping to use the bonus for christmas flexing. My heartfelt prayers are with you

    1. πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚

    2. lmao@heartfelt prayers. lol. maybel

  9. #BringBackMMM

    Wasnt a customer but I liked that people were generally happy because they had some change to spare. Now that MMM is gone, expect some rage and irrational behavior from people.


    1. Me too... was happy that at least pple could smile thru the recession... though I wasn't bold enough to join them. It's just sad to see pples joy cut short...

    2. Kon!!!! As in ehn!!!! Irrational behavior! One of my bosses has been unnecessarily difficult and downright annoying for these past few days.
      I was so stressed and almost burst into tears yesterday from the uneccessary back and forth he put me through. I had to call one of his guys to be sure that the mail I sent was not rude because o was trying to figure out why he was being so irrational. It all makes sense now. He was chairman of MMM when I went to Abuja.
      Maybe, just maybe this explains it. Lol!

    3. Dear Anonymous,ur form is still with me. God didn't give you the spirit of fear fear but a spirit of courage. Call me in

    4. ahahahaahhahahahahhhahaha, sasha ohhhh. maybel

  10. I think I am team no. 2. I just did not believe in the scheme. People tried to convince me but I just couldn't be persuaded. Even if the Scheme bounces back, at some point, it would crash. There would be the lucky ones who are lucky at the detriment of others who would bite their fingers.


  11. God please in your mercy, Let mmm come back. mmm is a life saver for some people. I have a graduate younger cousin who is using his N50k savings to do mmm. When I heard of the crash. I cried for him. There is no job. Most people are using the interest to quench hunger. There is recession. There is no job. Most givers are now looking for who to give them. Now that mmm has crashed, who will give those young unemployed people money for food.

    I hate rejoicing when bad things happen to another person. Even if I warn the person because it would have been me.

    I entered GTbank in PH last month. I asked the cleaner for a tissue paper because there was non in the toilet. The lady looked at me and said. Aunty, do you know that in this season of mmm people are still stealing tissue paper. They will take it immediately we put it so we have decided not to put again. Can you imagine. maybe that cleaner is doing mmm too. Maybe her money is trapped in mmm now.

    Please mmm come back. You are saving lives in Nigeria.

    1. That's what you think but it is not(saving lives) The moment you begin to see MMM for what it is, a ponzy scheme, you'll understand that it kills more than it saves. I hope people don't start committing suicide soon.

    2. Hahahahahaha,it is well with the tissue paper in GTBank PH...

    3. that cleaner is definitely a clown@ kabouy you so right,people still refuse to see it as a ponzi scheme that has a 50-50 chance of saving lives, even with the current situation,there are still those whose faith aint shaking in the scheme. smh at them. maybel

    4. Oh puleeze Maybel. What isn't a ponzi scheme in Nig? Tell me what business can flourish without customers (that wld keep them at least at break even point)? The banks,schools,hospitals,even churches. All these (legit) business need people to keep them afloat and MMM wldnt be an exception.
      The difference between MMM and CBN is the ability of the CBN to print (more) money when the financial system is in serious deficit.
      When you understand how the system works,you wld realize we are all swimming in the same ponzi pool (whether legit or illegit).

  12. As much as I'm prone to gloating with this development. I have friends who did it and all I pray for is that mmm starts work again so they can collect the money. What I'm not sure however is whether mmm can bounce back come Jan 12 because I'm kind of sure that most people would want to collect their money rather than pay to someone and this would cause an imbalance in the system.

  13. The concept of MMM is simple - "Give andd it would be given back to you. Good measure, pressed down, shaken together and running over (with a caveat of 30%)". Argue with ur bible.

    People need to change their perception of money. Sometime mid year 2016,i had just 6k in my 2 accounts. I had hit rock bottom financially and I knew the only way out was to start moving up. I had done a couple of businesses but eventually "crashed" for whatever reasons best known to them.
    When ur broke and still know God gat ur back,ur perception to money and risks change.

    When I joined MMM, I knew my risks and took my chances. The concept of MMM is truly mutual aiding and co. As long as ur not putting it in a central account, ur money is literally helping the life of the recipient.
    Since no central account, no one is using anyone's money to buy property or private jets.
    If Churches practiced this method during offering time,everyone wld be better off (after all we all pay our tithe and offerings with faith that it wld come back to us,good measure, pressed down and bla bla)

    We give on this blog, we give to the less privileged, we give to beggars on the street and we wld keep give with or without MMM. If my MMM money comes back to me,fine. If it doesn't, im still fine cos I believe it's helping a life out there. So yh,the concept of MMM is a beautiful thing (for those not looking at it from a selfish and greedy angle) and I do hope it lasts...

    1. I think the concept of giving preached in the Bible is different, why give and expect 30% return?
      Why can't I give you and expect God to bless the yield from my farm? Or bless me in other ways? Must the reward always be monetary?
      What is the significance of the 30% paid by MMM? Why not 20, 40 or 100%?
      I know we both have different opinions on the MMM and I do appreciate your clarifications but violating a simple law of balancing inflow and outflow do cause catastrophic results.

    2. Everything I wrote earlier disappeared but amma try to summarize.

      Every hustle is a hustle.

      Not everyone wld reap from the same hustle everyone partakes in.

      In life you win some,you lose some.

      Life is a risk. Apply faith when taking them

      There's no one-rule-fits-all in making money.

      Whether you make easy (chill,lazy,etc) or hardworking money,the value of either money remains the same.

      Give for selfless and not selfish reasons.

      Give and it wld be given unto you (either in 20,30,50 or a 100 folds)

      In the end, all remains what it is - Vanity.

      Uncle Wale,in ur second paragraph, you said "Why can't I give you...". Biko who said you can't? (Lemme be ur MMM. I promise not be a ponzi scheme. lool..)

  14. Don't know what category I belong. I warned people to not put money into MMM but won't say I told you so. There's no reward beating somebody that is down!

    I do not pray for MMM to come back so that people can focus on productive ventures, I am 110% sure it will crash within few days if it does come back, the human factor has crept in and everybody will be seeking to protect themselves.

    1. "...There's no reward beating somebody that is down...".

      True words. I don't understand why anyone should gloat or mock those who are involved in MMM though. It's not like their activities have anything to do with the Nigerian economy. It's their money, ponzi scheme or not. The risks are VERY clear, even explained by MMM. The major reason why this will crash is because of greed. The concept of GH-PH is not being adhered to and almost everyone involved is after the 30% returns. It's a nice concept, but the human factor will ALWAYS kill that concept. Na money matter.

    2. I second your opinion Memphis

  15. Please ooo Thelma help me do vigil,and they warned me ooo, it was my first time and I provided my last 70k, just 2 days b4 the news broke

    1. Lol.. Relax bro... It's still maturing... As a matter of fact, it will be more than the 30% since it will grow more than 30days

    2. Oh dear! Sorry. It's people like you I'm most sorry for...newbies and people who haven't gained,in total, as much as their last input.

  16. #TeamNailBiting

    I wanted to fix my phone screen ni o and I said let MMM help me double my 50k so I can pay the computer village guys na so dem freeze my

    I'm not worried tho, if the unfreeze it, fine, if they don't, 50k won't kill me.

  17. This is to officially announce to all MMM members in Nigeria that we are currently updating our website for 50% upgrade. We are sorry for the inconveniences. To process or to retrieve your funds kindly contact Mr Michael Jeffery for more information call MMM help center with the following number +2349055708106 or email:


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